Carrier Ratings

Below are the insurance financial strength ratings for Carriers from A.M. Best, Standard & Poor's, Moody's, and Fitch. The ratings apply to each company's financial strength, which measures its ability to pay policyholder claims and obligations.

Carrier Financial Strength Ratings as of July, 2016

A.M. Best Standard & Poor's Moody's Fitch Ratings Comdex*
Partner Carriers
John Hancock A+ AA- A1 AA- 92
Nationwide A+ A+ A1 NA 89
Pacific Life A+ AA- A1 A+ 87
Prudential A+ AA- A1 A+ 90
TIAA-CREF Life Insurance Company A++ AA+ Aa1 AAA 99
UNUM A A A2 A 77
Associate Carriers
VOYA - Security Life of Denver A A- A2 A 77
Lincoln National A+ AA- A1 A+ 90
Symetra A A A2 A 77
Specialty Carriers
Sun Life A+ AA- NA NA 95
Others Carriers
Penn Mutual Life Ins Co A+ A+ Aa3 NA 91
American General Life Insurance Co A A+ A2 A+ 80
MassMutual A++ AA+ Aa2 AA+ 80
MetLife Ins Co USA A+ A+ Aa3 AA- 92
Minnesota Life Ins Co A+ A+ Aa3 AA 92
Transamerica Life Ins A+ AA- A1 AA- 95
Guardian Life A++ AA+ Aa2 AA+ 98
Zurich A A A3 NA 75

GARLIKOV & ASSOCIATES, INC. and their agents are presently licensed to sell traditional life insurance, including variable life and annuities, in AZ, AR, CA, CO, FL, IL, IN, KY, MA, MI, MO, NJ, NY, NC, OH, PA, TX, VA. Insurance services are limited to residents of the above listed states. *Licenses to other states can be acquired with advance notice.

 

Securities products may be sold in AZ, CA, CO, CT, FL, GA, IL, IN, KY, LA, MD, MS, MI, MS, NJ, NY, OH, OK, PA, TX, VA, WA, WV. Securities services are limited to residents of the above listed states. “Licenses to other states can be acquired with advance notice. Proper state registration is mandatory prior to conducting business in any state.

 

GARLIKOV & ASSOCIATES, INC. is a member of M Financial Group. Please go to mfin.com and click on "Disclosure" at the bottom of the home page for further details regarding this relationship.

 

Securities offered through The Leaders Group, Inc. Member FINRA / SIPC , 475 Springfield Ave, Suite 1, Summit, NJ 07901 tel: (303) 797-9080. Investment Advisory Services Offered through GARLIKOV ADVISORS, INC., a Registered Investment Advisor. THE GARLIKOV COMPANIES is independently owned and operated and is not affiliated with The Leaders Group, Inc. Check the background of this Firm and/or investment professional on FINRA's BrokerCheck.

 

Customer Relationship Summaries: The Leaders Group, Inc. , TLG Advisors, Inc.

Click here to read our Privacy Policy